Account Type Comparison

IB Europe

This listing applies only to customers residing within the European Economic Area (EEA).

  Cash account Margin account
Minimum age 18 21
Initial deposit EUR 2,000 (or deposit transfer of at least the same amount) EUR 2,000 (or deposit transfer of at least the same amount)
Minimum account amount No minimum amount EUR 2,000 or equivalent in other currency; otherwise treated as cash account
Minimum financial requirements Sufficient financial resources Sufficient financial resources
Margin trading Not possible, securities must be fully paid Possible, if collateral is deposited, if the traded value exceeds the cash balance.
Types of securities that can be traded Shares, options (long positions and covered short positions; prerequisite: minimum age 21) All products
Short sales No Yes
Settlement periods Up to 3 days Up to 3 days. Sales proceeds and other credit entries are provided immediately.
Day trading Yes, but only within the limits of the available cash balance Yes

IB LLC

This listing applies only to customers residing outside the European Economic Area (EEA).

Account type Cash Reg T Margin Portfolio Margin
Minimum age 18 years of age 21 years of age 21 years of age
Initial deposit EUR 2,000 (or transfer of securities account at least EUR 2,000) EUR 2,000 (or transfer of securities account at least EUR 2,000) EUR 110,000 (or deposit transfer at least EUR 110,000)
Minimum account balance No Minimum balance Approximately EUR 2,000 or equivalent in other currency. Treatment as a cash account if under EUR 2,000 Approx. EUR 100,000 or equivalent in other currency. Treatment as a cash account if under EUR 2,000
Minimum financial requirements Sufficient financial resources Sufficient financial resources (but higher than cash account) Sufficient financial resources (but higher than the Reg T margin account)
Margin trading Not possible. Products must be paid in full. Possible, if collateral is deposited, if trading exceeds cash balance. Equity incl loan value < EUR 2,000: Trading on margin no longer possible. Possible, if collateral is deposited, if trading exceeds cash balance. Equity incl loan value < EUR 90,000: Trading on margin no longer possible.
Calculation of Margin Requirements - Allocation of the portfolio into strategies or individual positions. Calculation based on worst case scenarios for the individual elements Allocation of the portfolio into strategies or individual positions. Calculation based on worst case scenarios for the individual elements
Subaccounts used Securities Securities, Commodities, UK-L (Commodities und UK-L sind stets Margin-Konten) Securities, Commodities, UK-L (Commodities und UK-L sind stets Margin-Konten)
Tradable Products Shares, options (long positions and covered short position; requirement: minimum age: 21 years) All products All products
Short selling No Yes Yes
Settlement periods Up to 3 days Up to 3 days. Sales proceeds and other credit entries are made available immediately Up to 3 days. Sales proceeds and other credit entries are made available immediately
Day-Trading Yes, but only within the scope of the existing cash balance Yes Yes

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