General
This website provides information on the services and products of Heyder Krüger & Kollegen GmbH and their trademark FXFlat. The sole purpose of the material is to provide information to our customers. None of the information has the purpose of advertising, i.e is directed at buying or selling goods, securities or investments or should be used as the basis of an investment decision. Heyder Krüger & Kollegen offers no guarantee or warranty for the correctness or completeness of the information or the analysis provided. Accordingly, Heyder Krüger & Kollegen cannot be held liable towards customers or third-persons regarding the correctness or accuracy of the information or market prices that provided to customers through this service. Heyder Krüger & Kollegen neither holds liable for delays, inaccuracies, errors, interruptions or omissions of the services of any kind, for direct or consequential damage that result from delays, inaccuracies, errors, interruptions or omissions or for interruption of services. Heyder Krüger & Kollegen does not hold responsible or liable for the content of any other third-party sites linked or not linked to the website or for consequences of the user’s actions on the basis of contents of third-party websites. By visiting this website, the user does not become a customer of Heyder Krüger & Kollegen and Heyder Krüger & Kollegen does not become subject to obligations or liability of any kind.

Risk
Trading with foreign currencies and the investment in derivates can be highly speculative and lead to considerable profits or losses. The trading with foreign currencies and derivates is not a suitable investment form for many persons and should be restricted exclusively to risk capital. This website takes into account neither specific investment targets nor the financial circumstances or specific requirements of individual users. You should carefully assess your financial situation and seek professional advice on your investment capability prior to trading or making any transactions.

Legal specifications
This website can be accessed from around the world. However, the information and content provided are meant exclusively for handling by persons in countries in which the utilization of the website does not conflict with local laws or regulations. None of the products and the services mentioned on this website are available to persons that are residents of a country where providing these services is in conflict with national laws or regulations. Users are responsible to inform themselves about any laws or regulations that apply in their country and act in accordance with these laws.

Use of the website
Heyder Krüger & Kollegen GmbH, its management and employees, are not liable for damage or infringement that result from access or the impossibility of access of this website or due to trust into the website’s contents. Heyder Krüger & Kollegen GmbH excludes any liability for direct or indirect damage, for damage due to performance of the contract, indirect, specific or other damage, neither for missed business opportunities or other loss or damage. This disclaimer comprises the possibility of damage or spread of computer viruses of all kind that might affect the user’s computer system.

Differences in the translation of the website
The user of this website agrees that Heyder Krüger & Kollegen GmbH cannot be held responsible or liable for any direct or indirect loss or infringement that is in full or in part due to incomplete or inaccurate translations of the original German website into other languages. In the event of conflict between the German and the translated version of the website, the German version will prevail.

Copyright
Insofar as not explicitly stated otherwise, the copyright for this website including but not restricted to design, text and images is owned by Heyder Krüger & Kollegen. This website may not be copied, reproduced, transmitted, displayed, executed, distributed, licensed, changed, stored for later use or in any other way used without the prior written consent of Heyder Krüger & Kollegen GmbH.

Competent Court
Legal issues of any form that might arise in context of the use of this website will be subject to the District Court Düsseldorf, Germany, and German jurisdiction.