Privacy Policy



We look forward to your visit to our website and thank you for your interest in our services. Protecting your privacy and your personal information is important to us. To give you the highest possible degree of transparency and security, please go to the following data protection statement on the nature, extent and purpose of the collection, use and processing of information and data recorded by us.



1. External Links

Within our website also refers to third party sites. These are marked usually by specifying the Internet address. We have no control over the content and design of web sites of other providers and therefore can not expand the content of this privacy policy on such third-party websites.



2. Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. ("Google"). Google Analytics uses "cookies", text files that are stored on your computer to help analyze the use of the website. The information generated by the cookie about your use of this website (including your IP address) to a Google server in the U.S. and stored there. Google will use this information to evaluate your use of the website, compiling reports on website activity for website operators and providing other website activity and internet related services. In addition, Google may also transfer this information to third parties unless required by law or if third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by changing the settings on your browser, we would point out, however, that you can use in this case not all the features of this website. By using this site, you consent to the processing of data about you by Google in the manner described and for the aforementioned purpose. The data collection and storage can be made at any time with effect for the future. Given the debate about the use of analytical tools with full IP addresses, we would like to point out that this website uses Google Analytics with the "_anonymizeIp ()" is used and therefore IP addresses will be processed only shortened to exclude a direct Personenbeziehbarkeit.



3. Use of Facebook social Plugins

Our website uses social plugins ("Plugins") of the facebook.com social network, which of the Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA is operated ("Facebook"). The plugins are in one of the Facebook logo identifiable (white "f" on a blue tile, or a "thumbs up" sign) or with the addition of "Facebook social plugin" sign. The list and the appearance of the Facebook social plugins can be viewed here: developers.facebook.com / plugins



If you visit a Web page of our site, which contains such a plugin that builds your browser to a direct connection to the servers of Facebook. The contents of the plugin is from Facebook directly to your browser and from that incorporated in the website. We therefore have no effect on the amount of data that Facebook with the help of this plugin does and inform accordingly to our knowledge:



By integrating the plugin Facebook receives information that the appropriate page of our website have called. If you are logged into Facebook, Facebook can assign to visit your Facebook account. If you interact with the plugins, such as the Like button press or to comment, the appropriate information from your browser directly sent to Facebook and there gespeichert.Falls you are not a member of Facebook, but it is possible that Facebook your IP address in and experience is stored.



Purpose and scope of data collection and further processing and use of data by Facebook, and your rights and settings taken to protect your privacy, please see the privacy notices of Facebook: www.facebook.com / policy.php



If you are Facebook member and want to keep Facebook on our website collects information about you and linked to your data stored on Facebook, you must log out before you visit our website on Facebook.



4. Communication and use-related data

You can visit our web site without us finding out who you are. Only for statistical and system-related purposes, we collect except your abbreviated IP address or the date of access, the amount of transferred data, which pages you have visited with us, have page from which you accessed our website and use the browser you. should the extent that such information might enable conclusions about personal data, these are naturally subject to legal regulations of data protection. A personalization of the data does not occur.



5. Collection of personal data

We use and process the All personal data exclusively for processing contracts and processing your requests and wishes. Personal information is information about the personal and material circumstances to you, such as Your name, address or e-mail address. Such data will be collected only if you provide it voluntarily and expressly provided in this way and show us that you agree to the use and processing. It is obvious to us that necessarily only those data are collected that are essential for the implementation of the relevant offers. When we request further data, this occurs solely for the purposes of, for example, to facilitate communication with you or to improve our service.



6. E-mail


If you supply us with their e-mail address, we will communicate with you via e-mail. If you do not wish such information to you is of course always the option to withdraw consent. Please send us in this case, a short message to the specified postal or e-mail address.



If you wish to contact us by e-mail, please note that the confidentiality of the information is not guaranteed. The content of e-mails can be intercepted by third parties. We encourage you to send us confidential information only by post.



7. Changes to Privacy Statement

As part of the ongoing development of the Internet, it is necessary to adapt this privacy policy to the changing situation. Such changes will be announced on this page.



8. Information, revocation, comments

Upon written request, we give you information about if and what personal data we hold about you. If your personal information is incorrect, you can immediately be corrected. The information given or changes made so far free of charge. You also have the right to consent to your data using partially or completely withdraw for the future. If you wish, we will delete your relevant data or lock. To exercise such rights and for questions, comments or complaints regarding this privacy statement, please contact us at:



Heyder Krueger & Associates

Investment Advisory and Management GmbH

Mülheim-Straße 6

D - 40878 Ratingen



Phone: +49 (0) 2102-100494-00

Fax: +49 (0) 2102-100494-90



E-mail: info at hkk-invest.de